Contact Us
If you have any questions or would like to speak to someone about SMI Private Client, please reach out to us either by phone or email.
800-796-4975

Mark Biller

Mark Biller is co-founder of SMI Advisory Services and serves as Senior Portfolio Manager of SMI Private Client and the SMI Funds. As Senior Portfolio Manager, Mark has ultimate decision-making authority regarding all portfolio decisions and trading practices. In addition to his duties at the Advisor, Mark has been the Executive Editor of the Sound Mind Investing newsletter for over 20 years. Mark’s financial writings have been featured in a variety of national print and electronic media, and he also appears as a financial commentator for various national and local radio programs. Mark has a B.S. in Finance from Oral Roberts University.

Professional Management

  • Accounts proactively managed by a team of Chartered Financial Analysts (CFAs).
  • Portfolios implement the Sound Mind Investing strategies.
  • Regular rebalancing across all managed accounts.
  • Asset Location — Strategies allocated across different account types to improve tax efficiency.
  • Tax Loss Harvesting — In taxable accounts, the intentional realization of losses in some positions to offset gains in others, deferring your tax liability and enabling gains to compound longer.
  • Asset Protection Guarantee: If you lose cash or securities from your account due to unauthorized activity, TD Ameritrade will reimburse you for the amount lost.

Stewardship Focus

  • A focus on SMI stewardship principles.
  • SMI Private Client is a fiduciary, meaning we are obligated to put client interests ahead of our own.
  • Extensive experience with QCDs, donating appreciated assets, and utilizing donor advised funds to help your giving go further.
  • Continuity of portfolio management in the event of Death, Disability, or Impairment.
  • Privacy and security policies safeguard your personal and financial information.
  • Our team monitors your accounts and assists with contribution and distribution requests.
  • Asset Protection Guarantee: If you lose cash or securities from your account due to unauthorized activity, TD Ameritrade will reimburse you for the amount lost.

Personalized Portfolios

  • Assessment of your risk capacity and risk tolerance.
  • Proposed portfolio based on your risk assessment.
  • A customized portfolio to fit your specific preferences.
  • Clients investing at least $250,000 work one-on-one with a dedicated Stewardship Advisor.

Client Portal

  • View your investment holdings, returns, and financial plan all in one place.
  • Monitor portfolio performance by SMI strategy, by account, and by security.
  • Access TD Ameritrade statements and tax documents.
  • Track account activity, including contributions and distributions.
  • Schedule services, including contributions and distributions, personal information and beneficiary updates, and opening of new accounts.

Transparent Cost

  • Straightforward Annual Management Cost of 0.85% for Premier, 0.95% for Select, and 1.00% for Classic clients.
  • Advisory and fund costs below industry averages.
  • Clients are billed monthly based on their average daily balances.
  • Utilizes institutional funds with lower management costs when available.
  • SMI Private Client covers all trading commissions.*
  • Reimbursement of transfer fees charged by prior custodians.

* Although SMI Private Client covers all TD Ameritrade commissions, SEC Fees will still apply, as will short-term redemption fees, if applicable. Health Savings Accounts may not receive free trades, since they are opened by third party administrators.

Client Dashboard

  • View your investment holdings, returns, and financial plan all in one place.
  • Monitor portfolio performance by SMI strategy, by account, and by security.
  • Access TD Ameritrade statements and tax documents.
  • Track account activity, including contributions and distributions.
  • Schedule services, including contributions and distributions, personal information and beneficiary updates, and opening of new accounts.
  • Using the SMI Private Client Mobile App, clients can check balances and transactions, track performance, monitor financial plans, view statements and tax forms, and contact us.

SMI Strategies

STOCK UPGRADING: The Power of Stock Momentum


Stock Upgrading is a momentum strategy based on the observable phenomenon that recent performance tends to persist. In this strategy we diversify your portfolio across US large cap growth, US large cap value, US small cap growth, US small cap value, and foreign stock funds.. Within each category, we buy the funds demonstrating the strongest current momentum, replacing lagging funds with those showing greater momentum each month.

DYNAMIC ASSET ALLOCATION: Winning By Not Losing


DAA is a strategy designed to help you share in some of a bull market’s gains, while minimizing (or even preventing) losses during bear markets. The strategy rotates among six exchange-traded funds representing six asset classes, at any one time holding the three with the strongest recent momentum. DAA is a defensive, low-volatility strategy that has generated impressive back-tested results, showing the power of “winning by not losing.”

SECTOR ROTATION: High Risk, High Reward


This strategy invests in one stock fund focused on a specific sector, like technology or financial services, demonstrating strong recent momentum. It’s a high-risk/high volatility strategy. While its peaks have been higher and its valleys lower than SMI’s other strategies, Sector Rotation has generated impressive long-term returns. The strategy is intended to comprise only a modest portion of your stock allocation.

JUST-THE-BASICS: Simple Excellence


Using index funds, we spread your allocation across the global stock market. Just-the-Basics is designed to match the performance of the market in a tax-efficient manner, so it is well-suited for use in taxable accounts.

BOND UPGRADING: The Power of Bond Momentum


We include bonds to provide safety and stability. This strategy combines a bond index fund base with rotating bond funds that vary in duration, credit rating, and type. Bond Upgrading evaluates its holdings each month and replaces lagging bond funds with those showing greater momentum.